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How long does debt collection take in Spain depends on the specific approach used and several key factors. For businesses needing a quick answer:
| Debt Collection Method | Typical Duration | Success Rate |
|---|---|---|
| Extrajudicial Process | 2-8 weeks | 95% (for undisputed debts) |
| Judicial Process (Monitorio) | 3-12 months | Varies by case |
| Ordinary Civil Proceedings | 1-2 years | Varies by case |
| Enforcement of Judgment | Additional 6-12 months | Depends on debtor's assets |
When conducting business in Spain, unpaid invoices can quickly become a serious concern for your company's cash flow. The Spanish debt collection landscape follows distinct procedures that differ significantly from other European countries. Understanding these timeframes is crucial for setting realistic expectations and developing an effective recovery strategy.
Spanish debt collection typically follows a two-phase approach: extrajudicial (out-of-court) negotiations followed by judicial (court) proceedings if necessary. While amicable settlements through the extrajudicial route can be achieved within weeks, judicial procedures may extend to several months or even years depending on case complexity, debtor cooperation, and court workloads.
Recent legislative changes have also impacted debt collection timeframes in Spain. Since October 2015, the statute of limitations for commercial debts has been reduced from 15 years to 5 years, making prompt action more important than ever.
As Director Richard from 4D Contact notes: "Outstanding debts due after October 7th 2015 when the original amendment was made, will only have 5 years in which they can be legally pursued."
For international businesses dealing with Spanish debtors, these timeframes can be further complicated by cross-border considerations, language barriers, and unfamiliarity with local legal procedures.
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When you're owed money in Spain, knowing how the system works can save you time, money, and a lot of headaches. Spain's debt collection landscape follows a structured approach that moves from friendly nudges to formal court proceedings when necessary.
Spanish debt collection operates under several important laws, including the Civil Procedure Law (Ley 1/2000), the Civil Code (Código Civil), and financial regulations like Ley 5/2015. These create the framework that both protects debtors and gives creditors legal pathways to recover what they're owed.
At Collection Agency Spain, we've helped countless businesses steer these waters across Madrid, Barcelona, Valencia, and beyond. One thing we've learned? Understanding the process is essential to setting realistic expectations about when you'll see your money.
The extrajudicial (out-of-court) process is always our first approach in Spanish debt recovery. This friendly but firm phase involves direct communication with the debtor without getting courts involved.
The process typically unfolds like this: we start with initial contact via phone, email, or letter, followed by a formal demand letter (often called a "burofax" in Spain). This creates an official record of your collection attempt. We then negotiate payment terms or settlement options, sometimes applying strategic pressure through techniques like ASNEF registration (Spain's credit blacklist).
Why start with the extrajudicial approach? It's dramatically faster than going to court, costs significantly less for everyone involved, helps preserve business relationships when possible, and avoids the notorious backlogs in Spain's court system.
Our investigators in Barcelona and Madrid frequently find that many Spanish debtors respond positively to a professional approach. A well-crafted demand letter that clearly outlines the debt, includes proper documentation, and sets a specific deadline often works wonders. In fact, for undisputed debts, this approach resolves the majority of cases.
Want to learn more about the initial steps? Check out our guide on How to Collect a Debt in Spain.
When friendly approaches fall short, it's time to take the legal route. How long does debt collection take in Spain changes dramatically at this point, as we enter the formal court system. The main judicial procedures include:
Proceso Monitorio (Order for Payment Procedure): This streamlined procedure handles undisputed monetary claims under €250,000. It's relatively faster than other court options.
Juicio Verbal (Summary Proceedings): For smaller claims up to €6,000, this simplified process includes oral hearings and moves more quickly than ordinary proceedings.
Juicio Ordinario (Ordinary Civil Proceedings): Larger claims over €6,000 follow this more complex procedure with longer timeframes and more formal requirements.
Juicio Cambiario (Bill of Exchange Proceedings): If you have negotiable instruments like promissory notes or checks, this specialized procedure offers certain advantages.
Each judicial path follows specific steps: filing the claim with supporting documentation, court review and admission, notification to the debtor, the debtor's response period (typically 20 days), hearing scheduling if contested, judgment issuance, and enforcement proceedings if necessary.
Our legal team has guided clients through these procedures from the busy courts of Madrid to regional jurisdictions in Malaga, Marbella, and Bilbao. The experience isn't always pleasant – Spanish courts can move slowly – but having experienced professionals by your side makes all the difference.
For a deeper dive into the legal process, visit our detailed guide on the Spanish Debt Collection Process.
When clients call our office in Barcelona or Madrid, the first question they usually ask is: "how long does debt collection take in Spain?" I wish I could give them a simple answer, but the truth is – it depends on your situation.
Think of Spanish debt collection like a journey with two possible routes: the quick scenic road (extrajudicial) or the longer highway with traffic (judicial). Some debts can be recovered in just a few weeks, while others might take more than a year. Let me walk you through what to expect based on our daily experience helping businesses like yours.
The good news is that extrajudicial collection – our preferred first approach – can be relatively quick. When we send that first professional demand letter to a Spanish debtor, we often see movement within days or weeks.
In my experience working with clients from our Madrid office, the typical extrajudicial timeline looks something like this:
From sending that first contact to getting a response? Usually about 1-2 weeks. The negotiation dance might take another 1-4 weeks. And once we've reached an agreement, payment typically arrives within 1-2 weeks.
All told, successful extrajudicial collections typically take between 2-8 weeks from start to finish. I remember helping a German manufacturing client last year who was owed €45,000 by a Spanish distributor. After two carefully crafted demand letters and some strategic negotiation calls, we had the full payment in their account within 6 weeks.
What makes extrajudicial collection faster? Clear documentation certainly helps. So does having a professional agency represent you – Spanish debtors tend to take collection letters more seriously when they come from an established agency rather than directly from the creditor. And we've found that bilingual communication makes a world of difference, especially for our international clients.
About 75% of our cases resolve during this phase, which is why we always recommend starting here. It's faster, cheaper, and less stressful for everyone involved.
When friendly approaches don't work, we need to bring in the courts. This is where patience becomes essential.
The Spanish legal system moves at its own pace, and court timelines vary dramatically depending on which procedure applies to your case, whether your debtor contests the claim, and even which city's courts have jurisdiction.
For a standard Proceso Monitorio (the most common procedure for undisputed debts under €250,000), you're looking at about 3-6 months if the debtor doesn't contest. However, if they do fight back, that same case can stretch to 9-18 months as it converts into a more formal proceeding.
Juicio Verbal cases (for smaller claims up to €6,000) typically take 3-6 months from filing to resolution, though I've seen busy courts in Barcelona extend this timeline considerably.
For larger disputed claims handled through Juicio Ordinario, prepare for a longer journey – typically 1-2 years from start to finish. These proceedings involve multiple hearings, evidence phases, and more complex legal arguments.
The specialized Juicio Cambiario procedure for bills of exchange can be quicker (2-4 months) if uncontested, but contested cases still stretch to 8-16 months in most situations.
I remember working with a UK company that was owed €85,000 by a manufacturer in Valencia. Despite our best efforts at negotiation, we had to file a Proceso Monitorio. When the debtor contested, the case converted to a Juicio Ordinario. The entire process took 14 months before our client received a favorable judgment.
Court backlogs, especially in major cities like Madrid and Barcelona, can add significant time to these estimates. The pandemic created even longer delays in the Spanish court system, though things have improved somewhat since then.
Debt Collection in Spain: A Comprehensive Overview
It's worth noting that even after winning a judgment, you may need to go through enforcement proceedings if the debtor doesn't voluntarily pay. This can add another 6-12 months to the process, depending on whether the debtor has accessible assets.
This is why we always tell our clients: start the collection process as early as possible. The longer you wait, the harder and more time-consuming recovery becomes. And with Spain's statute of limitations now reduced to 5 years for most commercial debts, timing is more critical than ever.
When clients ask us, "how long does debt collection take in Spain?", I often tell them it depends on several key factors. After years of helping businesses recover what they're owed across Barcelona, Madrid, and Valencia, we've seen how dramatically these factors can shift timelines from weeks to years.
Think of debt complexity like untangling a knot – the more complicated the knot, the longer it takes to solve. In our daily work across Spain, we've seen how complexity can significantly extend collection timelines.
Disputed debts create the most significant delays. When a Spanish company contests the validity of what they owe, what might have been a straightforward 6-week collection process can transform into a legal marathon. Just last quarter, our Barcelona team handled a €120,000 technology licensing dispute where technical disagreements and contradictory paperwork stretched the process to nearly 20 months.
Multiple parties also complicate matters considerably. A case involving a main contractor, three subcontractors, and a foreign supplier requires careful untangling of who owes what to whom. Each additional party adds another layer of complexity and potential delay.
Documentation issues can bring the process to a grinding halt. Spanish courts are particularly strict about evidence. We've seen cases delayed for months simply because invoices lacked proper signatures or delivery confirmations were ambiguous.
Specialized sectors often involve unique challenges. Construction debt in Marbella, for instance, typically involves complicated contracts with contingencies and milestones that require expert interpretation.
"Debt collection in Spain has two distinct routes – extrajudicial (negotiation and settlement) and judicial (filing lawsuits), each with its own timeline and procedural considerations."
The simpler the debt situation – clear documentation, undisputed amounts, and straightforward business relationships – the faster we can typically recover what you're owed.
The human element is perhaps the most unpredictable factor in how long debt collection takes in Spain. A debtor's attitude can dramatically accelerate or delay the process.
Responsive debtors typically lead to faster resolutions, even when they initially refuse to pay. Simply having a dialogue open means we can work toward a solution. In contrast, companies that ignore all communications force us to escalate to more time-consuming judicial measures.
I remember two nearly identical cases from our Malaga office last year. Both involved similar amounts owed by similar-sized companies. The first debtor answered our calls, acknowledged their financial difficulties, and worked with us to establish a 6-month payment plan. The entire process took just three weeks from our first contact. The second company ignored every email, call, and formal letter, eventually requiring court proceedings that dragged on for 11 months.
Financial transparency makes an enormous difference. When debtors are honest about their situation – even if it's dire – we can often craft realistic payment solutions. Those who hide assets or misrepresent their financial position create lengthy investigations and enforcement challenges.
Address and contact stability might seem minor, but it's surprisingly impactful. Debtors who have moved without updating their registered address or changed all contact information can cause significant delays, particularly during formal notification stages required by Spanish courts.
Good faith negotiations are worth their weight in gold. We've recovered millions for clients through structured payment plans with debtors who genuinely wanted to resolve their obligations but needed time. Conversely, debtors who make empty promises or deliberately use delay tactics often extend the process by months.
Even during court proceedings, cooperative debtors accelerate the process by accepting service promptly, not contesting valid claims, providing accurate asset information, and complying with court orders without requiring additional enforcement measures.
The difference in timeline between a cooperative and uncooperative debtor can be dramatic – sometimes turning a two-month process into a two-year ordeal.
Legal Process to Collect Money Owed Small Business
If you're trying to collect a debt in Spain, you need to know about the ticking clock. Recent changes to Spanish law have dramatically shortened the window for debt collection, making it more urgent than ever to act quickly when someone owes you money.
The biggest change came through Law 42/2015, which took a machete to the statute of limitations for most debts in Spain. This change has completely transformed the debt collection landscape:
This isn't a small adjustment – it's a dramatic 10-year reduction that has caught many creditors by surprise. For businesses working with Spanish companies, this means the days of "we'll get around to collecting that old debt eventually" are over.
Different types of debts have different limitation periods in Spain, and it's crucial to know which applies to your situation:
Mortgage debts remain collectable for 20 years, giving lenders a longer window to act. Utility bills for services like electricity and water have a 5-year limit, as do unpaid rent claims. Tax authorities must collect within 4 years, while promissory notes and checks have an even shorter 3-year window. Transportation disputes face the tightest deadline at just 1 year.
The clock starts ticking from either the date the debt becomes due or from the last time the debtor acknowledged owing the money (such as making a partial payment or formally recognizing the debt).
Law 42/2015 reducing the Spanish "statute of limitations"
"Outstanding debts due after October 7th 2015 when the original amendment was made, will only have 5 years in which they can be legally pursued."
With these shorter timeframes, waiting too long to pursue a debt in Spain can be a costly mistake. At Collection Agency Spain, we've seen too many businesses lose their right to collect simply because they waited too long to take action.
We strongly recommend initiating collection procedures as soon as invoices become significantly overdue – particularly for high-value debts where the loss would substantially impact your business. This is especially true when dealing with debtors showing signs of financial trouble, or in cases with international elements that might complicate the process.
The practical impact of this 5-year limitation has changed how smart businesses approach debt collection in Spain:
Companies are now monitoring their accounts receivable more vigilantly and acting much faster on overdue accounts. Documentation has become even more critical – you need to be able to quickly produce evidence of the debt if needed. Many businesses have also strengthened their credit management practices to prevent problems before they start. And finally, older debts that are approaching the 5-year mark often need to be prioritized over newer ones.
For foreign companies doing business with Spanish entities, these limitation periods often come as a surprise. The 5-year limit may be substantially different from what you're used to in your home country, making it easy to miscalculate how long you have to act.
We recently helped a French manufacturing company that finded an unpaid €28,000 invoice from 2016 during a 2021 financial audit. Under the old rules, they would have had plenty of time to pursue it. With the current 5-year limitation, they had barely months remaining before losing their collection rights forever. Our team in Madrid immediately launched both extrajudicial and judicial approaches, ensuring action before the debt became permanently uncollectible.
Don't let the clock run out on what you're owed. How long does debt collection take in Spain is an important question, but equally important is understanding how long you have to even start the process.
So you've won your case in court – congratulations! But before you celebrate too much, it's worth understanding that in Spain, getting a favorable judgment is often just the halfway point in your debt recovery journey. The enforcement phase – where we actually convert that judgment into euros in your bank account – can add considerable time to how long debt collection takes in Spain.
Turning a court judgment into actual payment follows a structured path in the Spanish legal system. The process begins about 20 days after your judgment becomes final, when we file a specific enforcement application with the court. Think of this as asking the court's permission to start collecting what you're owed.
Once the court reviews and approves this application, they'll issue what's called a "despacho de ejecución" – essentially your official hunting license to pursue the debtor's assets.
This is where things get interesting. Our team of investigators in Madrid and Barcelona excel at the next critical step: asset investigation. We'll search for bank accounts, property records, vehicle registrations, business ownership, and income sources. It's a bit like detective work, and the thoroughness of this investigation often determines how quickly you'll actually see your money.
With assets identified, the court orders their seizure following a legally established priority order. If we're seizing physical assets like property or vehicles, they'll need professional valuation before proceeding to either public auction or, in some cases, direct award to you as the creditor.
Finally, the proceeds are used to pay off the judgment debt, plus interest and costs. From start to finish, this enforcement process typically adds 6-12 months to your debt collection timeline – though complex cases can take considerably longer.
As one of our clients in Barcelona recently finded, enforcement can be the most challenging part of the entire collection process. After winning a clear-cut judgment for €35,000, we spent nearly 8 months tracking down and liquidating assets from a debtor who had attempted to shield their property through family members.
Enforcement of a Court Decision in Spain
Spanish law doesn't allow creditors to take everything a debtor owns, which sometimes surprises our international clients. These protections can impact both how long your collection takes and whether you recover the full amount.
The law creates several categories of protected assets. For instance, basic household necessities and personal items needed for daily living can't be touched. The same applies to the tools and equipment the debtor needs for their profession (up to a certain value). There are also protections for items with significant religious importance to the debtor.
Perhaps most importantly, Spanish law carefully protects portions of a debtor's income. Nothing below the minimum wage (Salario Mínimo Interprofesional or SMI) can be seized at all. For income above that threshold, the law allows increasing percentages to be garnished on a sliding scale. We can take 30% of the first additional SMI, 50% of the second, and so on up to 90% for amounts beyond five times the SMI. These percentages decrease further if the debtor has dependents.
These income protections can dramatically extend collection timeframes. One of our clients from Valencia learned this the hard way when their €22,000 judgment could only be enforced through wage garnishment of about €400 monthly, stretching the full recovery over four years.
Understanding these limitations helps set realistic expectations about how long debt collection takes in Spain when enforcement becomes necessary. While most straightforward cases conclude within 6-12 months, complex situations with limited assets can extend much longer.
When you're trying to collect a debt across borders, everything gets a bit more complicated – and usually, quite a bit slower. How long debt collection takes in Spain can stretch considerably when international elements enter the picture.
Think about it – suddenly you're dealing with different languages, legal systems, and business cultures. It's like trying to have a conversation where everyone's speaking different languages and following different social rules.
At Collection Agency Spain, we've seen this through our international operations across Europe, Turkey, USA, Russia, Brazil, Egypt, Japan, and Australia. A straightforward Spanish collection case that might take 2 months can easily stretch to 6 months when international complications arise.
The challenges are numerous and significant. Documentation often needs official translation – and not just any translation, but certified legal translations that courts will accept. This alone can add weeks to your timeline and a nice chunk to your budget.
Serving legal notices to foreign debtors follows specific protocols that can't be shortcut. While a local debtor might receive court papers within days, international service can take weeks or even months depending on the country and their cooperation with international service agreements.
Then there's the sometimes thorny question of which country's courts have jurisdiction – a debate that can itself take months to resolve before the actual collection process even begins.
The good news is that if you're dealing with debt collection within the European Union, several mechanisms exist to make the process more streamlined than it would be with, say, a debtor in Southeast Asia.
The European Order for Payment Procedure has been a game-changer for many of our clients. This simplified procedure works specifically for undisputed monetary claims between EU member states. Instead of navigating two completely different legal systems, this procedure creates a standardized path forward.
A typical European Order for Payment takes about 3-6 months from filing to resolution – significantly faster than traditional cross-border litigation which might take twice as long. We've used this successfully for many clients, particularly for straightforward B2B debts where documentation is clear.
The European Small Claims Procedure is another valuable tool for claims under €5,000. It's primarily a written procedure, meaning fewer court appearances and less travel. Most of these cases resolve within 4-8 months, which is quite efficient for cross-border matters.
Perhaps most importantly, the Brussels I Regulation (recast) means that judgments obtained in one EU country are recognized and enforceable in other member states without jumping through additional hoops. This can save 3-6 months compared to countries where foreign judgments need formal recognition processes.
One of our Barcelona clients, a Spanish textile manufacturer, used the European Order for Payment to recover €24,000 from an Italian retailer. The entire process took just under 5 months – roughly half the time it would have taken through traditional channels.
How to make claims for business debts and debt recovery
Brexit has thrown quite a wrench into the works for UK-Spain debt collection cases. The smooth European mechanisms I just described? Unfortunately, they're no longer available for UK creditors or debtors.
Since the UK's departure from the EU, British companies chasing Spanish debts face longer timelines and more procedural problems. The European Order for Payment and European Small Claims Procedure are off the table, meaning UK creditors must now use traditional Spanish collection procedures, which are typically more time-consuming.
UK judgments no longer enjoy automatic recognition in Spain under the Brussels I Regulation. This means an additional recognition process that can add 3-6 months before enforcement can even begin. It's like having to translate your "yes" into a formal "sí" with official stamps and certificates before anyone will act on it.
Service of legal documents between the UK and Spain now follows the Hague Service Convention procedures, which while organized, adds another 1-3 months to the notification timeline. Documentation requirements have also increased, with more certifications, apostilles, and translations needed before Spanish courts will accept UK documents.
We recently helped a London-based software company recover a €45,000 debt from a Barcelona client. Pre-Brexit, this would have been a straightforward European Payment Order case. Post-Brexit, we had to steer the full Spanish Proceso Monitorio, complete with document legalization and certified translations. What might have taken 6 months pre-Brexit stretched to nearly a year.
For UK businesses, this new reality means planning for longer recovery timelines and being prepared for additional costs. The good news is that with proper planning and expert guidance, these challenges can be steerd successfully – they just require more patience.
Spanish Debt Collection Process
When businesses ask us about debt "write-offs" in Spain, there's often confusion about what this actually means. Unlike some countries, Spain doesn't automatically erase debts after a certain period. Instead, debts become what's legally called "statute-barred" or "prescribed" (prescrito in Spanish) – meaning they can no longer be legally enforced once the limitation period expires.
Since the 2015 legal reforms, the timeframes have changed significantly. How long does debt collection take in Spain is directly affected by these limitation periods:
I always tell our clients that these timeframes aren't as straightforward as they seem. The limitation period pauses if you take formal legal action, and it completely resets if the debtor acknowledges the debt in writing or makes even a tiny partial payment.
Many businesses "write off" bad debts in their accounting books long before the legal limitation period expires – which makes financial sense – but this doesn't affect your legal right to collect. We've successfully recovered debts that companies had written off in their books years earlier.
The closer a debt gets to its limitation date, the more challenging recovery becomes. We've seen debtors deliberately play the waiting game, hoping creditors will miss the deadline.
When clients call our Barcelona office, cost is usually one of their first questions. Being transparent about expenses helps you make smart decisions about whether pursuing a debt makes financial sense.
For extrajudicial collection (the out-of-court phase), you'll typically encounter:
If the case moves to judicial collection, costs increase significantly:
The good news? In Spain, if you win your case, the court typically orders the debtor to pay your legal costs. The bad news? Collecting those costs still depends on whether the debtor can actually pay.
Many of our clients appreciate our no-win, no-fee options for certain cases. This approach means we only charge if we successfully recover your money. It's worth noting that for very small debts, the judicial route may cost more than the debt itself – in these cases, we're always honest about whether it makes financial sense to proceed.
I'll be honest – the difference between DIY debt collection and professional help can be the difference between waiting a year and getting paid next month. Here's why working with specialists like us can dramatically speed up the process:
We jump into action immediately. While companies often delay collections due to other priorities, our sole focus is recovering your money. One of our UK clients had spent months sending polite reminders to a Valencia supplier before contacting us. We initiated formal procedures the same day.
We know Spanish procedures inside out. Our team doesn't need to research how the Spanish system works – we steer it daily. This eliminates the learning curve and procedural mistakes that can add months to recovery times.
We have established relationships with court officials, legal professionals, and investigators throughout Spain. These connections help us move files through the system more efficiently.
We change the psychology of the situation. When debtors receive communications from Collection Agency Spain rather than from you directly, it signals that you're serious about recovery. We've seen countless cases where simply transferring the file to us prompted immediate payment – the debtor realized the "friendly reminder" phase was over.
We offer multilingual capabilities that eliminate communication barriers for international creditors. Our teams across Madrid, Barcelona, and other Spanish cities can communicate effectively with both you and your Spanish debtor.
We have advanced skip-tracing abilities to locate debtors who have changed addresses or contact information. Our private investigators are experts at finding people who don't want to be found.
A recent case perfectly illustrates our value: A German manufacturer had been trying for four months to recover €32,000 from a Spanish customer. Their emails and calls went unanswered. Our team took over, and within days our investigators finded the debtor had significant assets they were trying to protect. Armed with this information, our negotiators secured full payment within five weeks – no court action needed.
The journey through Spain's debt collection landscape reveals a process that's both structured and nuanced. Understanding how long debt collection takes in Spain isn't just about knowing timeframes—it's about setting realistic expectations for your business and planning your cash flow accordingly.
Throughout our years helping businesses recover debts across Barcelona, Madrid, Valencia, and beyond, we've seen how collection timelines can vary dramatically. The good news? With the right approach, most legitimate debts can be successfully recovered.
If there's one thing to remember, it's that early action is your greatest ally. The moment an invoice becomes significantly overdue, the clock starts ticking—not just on your cash flow, but on the legal window you have to pursue the debt. Since the law change in 2015, that window has narrowed from 15 years to just 5 years for most commercial debts.
Extrajudicial collection—the friendly but firm approach without court involvement—typically resolves most cases within 2-8 weeks when handled professionally. This is always the first route we recommend, as it preserves business relationships while keeping costs down. Our experience shows that about 70-80% of cases can be successfully resolved at this stage.
When formal legal action becomes necessary, patience becomes essential. The Proceso Monitorio might take 3-12 months, while full Juicio Ordinario proceedings can stretch to 1-2 years. And remember, obtaining a judgment is often just half the battle—enforcement can add another 6-12 months depending on the debtor's assets and willingness to cooperate.
For international businesses, especially UK companies post-Brexit, these timelines often extend further as you steer cross-border complexities. What might take 4 months within the EU could take 7-8 months when dealing across international boundaries without EU mechanisms.
The most successful debt recovery strategies we've implemented share common elements: they start early, escalate strategically from friendly reminders to formal demands, and involve professionals who understand not just Spanish law but Spanish business culture. There's an art to effective debt collection that balances firmness with respect—pushing too hard can backfire, while being too passive often leads nowhere.
At Collection Agency Spain, we've refined our approach through thousands of cases across the Spanish landscape. Our combination of private investigators and specialized lawyers works because it addresses both the practical and legal dimensions of debt recovery. We locate assets others might miss, apply pressure at strategic moments, and steer court procedures efficiently.
While the Spanish debt collection system can seem slow and complex, it does work. With patience, persistence, and professional guidance, most valid debts can be recovered—even when initial attempts have failed.
For businesses facing unpaid invoices in Spain, the most important step is often the first one: deciding to take action rather than writing off the debt. The sooner you begin the process, the better your chances of turning that unpaid invoice back into working capital for your business.
For assistance with debt recovery in Spain, contact Collection Agency Spain to discuss your specific case and develop a custom recovery strategy.
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